4 Benefits of Getting Car Financing at Your GMC/Buick Dealer

So, you found the perfect car for you at the Buick dealer, and now it’s time to secure financing. You can either choose to go to a traditional financial institution or apply for car financing right at the dealer. There are many benefits to choosing the latter when you’re searching for financing.

4 Benefits of Getting Car Financing at Your GMC/Buick Dealer

1. It’s One-Stop Shopping

If you want to apply for financing through a bank or credit union, then you’ll have to go to a dealership, find the car you want, and learn the price. Then, you’ll have to shop around to find a loan with the best terms for you. From there, you’ll need to go back to the dealer to pay for and pick up your new ride.

When financing through a dealer, you don’t have to go anywhere but that dealership. You can head over, pick the car you want, and then apply for financing where you are. The dealer will come back with different financing options for you, often on the day you go in. You might end up driving home in your new car on the day you pick it out.

2. It’s Easier to Get What You Want

Most people have a car in mind before they apply for financing. If you apply for financing through a traditional financial institution, then you might not end up getting the car you picked out.

Some banks and credit unions have a network of dealerships they work with, and you may have to pick a car from one of those dealerships. If a dealer in the institution’s network doesn’t have the car you set your heart on, then you may have to settle for your second or third choice for your new vehicle.

3. It’s More Convenient and Flexible

Banks and credit unions don’t tend to be flexible with terms on loans. If you want flexibility, then you’ll have to shop around, and that can be time-consuming. Meanwhile, dealers often have various offers you can choose from with financing all in one place, and the terms can be more flexible, too. For example, dealers can typically offer you longer-term loans than banks and credit unions can, meaning your monthly car payments may be lower.

4. It’s Easier to Qualify

It’s easier to qualify for financing through a dealership than it is through a bank or credit union. People with a poor credit history can usually get financing through a dealer even if they don’t qualify for financing through a bank or credit union.

Visit Earnhardt Buick GMC to finance your new vehicle and drive off in the perfect car or truck for you. We’ll do everything we can to get you the best terms possible.

Tags: Buick GMC dealer in Mesa AZ, Earnhardt Buick GMC, Earnhardt Buick GMC Service Department
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